
Our Services
• Medicare
• Health Insurance
• Life Insurance
• Home Insurance
• Auto Insurance
• Business Insurance
Business insurance includes a broad range of policy options designed to protect a business from financial loss. Every commercial operation has its own unique set of risks, which means a commercial insurance policy must be tailored to the business. Many factors, from the size of your company to the number of workers you employ, the materials they handle and whether you have business vehicles, will determine the specific coverage you need to mitigate risk and protect your company’s financials.
Many business owners find that they must turn to several different insurance companies to get all of the coverage needed to cover their risks. If you work with an independent agent, you can get all of your business insurance policies from one office.
Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in the Chattanooga area and throughout the state of Tennessee.
We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.
Whether you are a retailer, wholesaler, contractor, or any other type of local business owner, we can tailor a package to meet your specific needs and requirements.
Think of a Commercial Package Policy as a stereo system where you buy each component individually. So you would buy the receiver, speakers, remote, and every other part and accessory separate from each other.
In contrast, a BOP policy is much like a stereo-in-a-box. All of the pieces you need come pre-packaged. A BOP policy is a good fit for small business owners looking to package their liability and property coverage to save premium $$$.
Business insurance coverage for a commercial operation can include the following and more:
No two businesses are the same, and that’s why you deserve a personalized consultation that finds a solution to your specific business needs and goals. Speak with one of our licensed commercial insurance advisors today. We’ll help you sift through the various options so you are confident in your decision when securing insurance for your business.
Insurances we carry: American Modern, Encompass, Liberty Mutual, Nationwide, Progressive, Travelers, SafeCo Insurance, & Stillwater.
*No Fees for Our Service… EVER!